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剑桥商务英语BEC中级阅读讲义

剑桥商务英语BEC中级阅读讲义
剑桥商务英语BEC中级阅读讲义

剑桥商务英语BEC中级阅读讲义

史上最牛英语口语学习法:躺在家里练口语,全程外教一对一,三个月畅谈无阻!太平洋在线英语,可免费体验全部外教一对一课程:https://www.doczj.com/doc/605284250.html,

第一课时

开场白

评分标准:

A、B、C 考试通过(Passing Grade)

D、E 考试不及格(Failing Grade)

BEC阅读

考试时间:1小时

题目数:45道题

题型:

1、Matching(搭配题或匹配题)

第一部分共7道题,文章250-350字,是商业环境中的文章(产品广

告,招聘广告)。要么是一篇较长文章中选出4个相关段落,或者是

相关主题的4篇短文章

题目难度中等

侧重于辨认具体的信息或具体的细节,极少考主旨

2、Matching(搭配题或匹配题)

考察把握文章结构和段落大意的能力

给出1篇正文(商业类报刊文章或报告中选出并稍加改写),留有可

填写1句话的一些空格。加上7个选项,第二部分字数为450-580。

考官共留出6个空格,实际上考生只需填写5个空格,因为第一个空格

都是作为example给出的,其答案为G。故只需6选5

难度较大

3、Multiple Choice(单项选择题)

4选1的单项选择题

6个题目

文章是一篇450-550字的正文(一般的或商务的出版物、公司文献或

管理方面的书籍。正文可能经过编辑,但来源是真实的)

正确答案不会是简单的词汇搭配,而是对文章中句子的意译或解释

题目难度较大

4、选择题形式的完成句子题

15个题目

200-300字的一篇正文,有15个空格,每道题都有4个选项,从中选择 1个意义最合适的

文章不是特别难,考查考生词汇能力

5、Correction(改错题)

考12个题目,全部是找出额外的和不必要的单词

考查语法知识

命题题材:

1、商业信函(Business Letter)

常出现在第四、五部分

2、广告(Advertisement)

第一部分常考

3、关于经济或者商业的一些消息或者公告(Public Information)

4、产品介绍(Product Description)

5、商务活动方面的计划、安排、决定或建议(Business Plan / Proposals / Recommendations)

6、会议记录(Record of Meeting)

7、非正式信息(Informal Messages)

PART ONE

解题步骤:

1、阅读题目及七个单句,划出句意关键词。对于谈论相似主体的句子,

需区别内容的相同处和不同处,注意体现不同处的关键词

2、快速浏览短文(依靠小标题迅速抓住各篇短文的主题)。浏览过程中

如果发现答题的具体信息,可在具体信息下面划线并标上题号以备最

后检查

关键词:(定位词)

原词重现:人名、地名、数字、时间、百分比、金钱、黑体字、斜体字

原意重现:

1、同义相似

2、同义差异

题目对原文进行归纳与总结:

广告:

产品、招聘、招生、书评

人力资源、财经

1、产品广告(Product Advertisement)

1)产品名称

2)产品特征

练习1. Furniture Ads

1.These can be piled up neatly without taking up much space.

2.It is usually placed in front of a dressing table.

3.When folded it turns into a soft and comfortable bed.

4.People can adjust the height of this to get a conformable sitting position.

5.There is a circular metal frame at the bottom where you can rest your feet.

6.This set of furniture is characterized by space-saving and easy storage.

7.The top of this can be stretched to certain length.

A.Folding Table with Chairs

Folding Oak Finish Table with 4 Chairs. Unique space saving design converts from a small compact unit to a full size dining table! Chairs fit inside table when folded-Oak finish on selected beech solids and veneers. Table closed: 34 ―wide, 11‖ deep; table opened: 34 ―wide, 62‖ long.

B.High Fashion Bar Stool

Oversized deep slung 3.5″padded seat. Back supports serve as functional armrests. New hefty 1 diameter steel foot-ring. Adjustable height. 24 ―to 30‖ high. Easy to assemble with simple hand tools.

C.White Wire Stack Chair

Sturdy wire welded steel construction for a sleek, high tech look. Practical seating that keeps you cool. Outside on the patio or deck; inside in the kitchen or family room. These lightweight chairs stack neatly for easy access. Quick and convenient storage.

D.Folding Cushioned Chairbed

Comfortable seating converts to become a single sleeper in seconds! Sleeps on adult. The perfect solution when unexpected overnight guests arrive! Ideal for college dorm, Kid‘s room, den or spare room. Sturdy Herculon tweed fabric cover in grey/blue. 31 ―W x 72‖ L x 25‖ H.

E.You‘ll be ?sitting pretty‘ with this vanity bench. White powder coated finish on welded steel. It

can be used as a companion to a vanity table or alone as an attractive bath accent. Grid style seat, complete with removable comfort cushion. 19 ― W x 12.75‖ L x 20‖ H. easy assemble.

第二课时

试题11

Example:

You can take it for only a short time if you prefer.

Answer: C

1. It is located outside the city.

2. It will be easy to use for various types of retail business.

3. You know how much money it took last year.

4. This business already manufactures goods for sale.

5. Its price includes living accommodation.

6. It has been operating for many years.

7. You will have to find out the price from the agents.

EBTA BUSINESS TRANSFER AGENTS

The following businesses in the region are offered for sale: A

B

C

D

2、招聘广告

1)title

Job vacancy / Wanted

2)正文

(1)公司名称及职位(Corporation & Position)

(2)对工作职位的描述(Job description)

(3)Requirements & Qualifications

(4)待遇(Treatments / Benefits)

(5)公司的联系方式及地址(Contact way / Address)

试题8

Example:

You must have a first degree in English.

Answer: B

1.You are free to choose when you will begin and end your workday.

2.You should provide the names of two people who can give letters of recommendation.

3.You must have the experience of working abroad.

4.You have to work every other Saturday.

5.You should have successful working experience as a secretary.

6.The job requires some experience as well as excellent qualifications.

7.You need to be able to speak several languages.

A.

Salesperson is required for our new Portman Street Showroom to work a flexitime 30 – hour week, including alternate Saturdays. Fileco specialize in office furniture and equipment. The showroom displays our very latest in integrated office design and is intended to serve as our window on the business world. Applicants should have some experience in business and fluency in a second language would be a distinct advantage.

B.

Eurofile, one of Europe‘s leading publishers is seeking a self-motivated Assistant Accountant to help run its busy accounts department. The successful candidate should possess excellent accounting qualifications and have at least 2 years‘ accounting experience. S/he should also be computer literate and able to carry out all essential day-to-day accounting tasks. Management experience and European languages are a definite advantage, Salary 15 – 17,000 p. a. Send CV to Joanna Jarvis, Eurofile, Stack Street, Manchester, MN8 4TX, quoting reference JAC/01/TN.

C.

The Bell Educational Trust seeks applications from teachers of English as a foreign language to work in China. Candidates should have:

---- a degree plus a qualification in TEEL (PGCE or RSA) diploma

---- a minimum of 3 years experience with at least one year overseas

---- experience in preparation of materials and in teaching ESP / EAP

Applications with full C. V. and the names of two referees, one of whom must be the most recent

employer, together with recent photograph of yourself, to Lewis Kerr, The Bell Educational Trust, Hillscross, 1 Red Cross Lane, Cambridge CB2 2QX.

D.

We are a major company with an international reputation with customers throughout Europe, the Middle East and S. E. Asia.

Qualifications:

---- Proven secretarial skills

---- Languages ( French, German, Arabic Mandarin)

---- Ability to work as part of team and on own initiative

Non-native speakers will have a fluent command of spoken and written English.

Benefits include generous salary, 6 weeks‘ holiday, and promotion prospects.

Send C. V. to Video Unlimited, Morecombe Gardens, Manchester.

练习4. Job Advertisements

1.This work has something to do with people‘s mental health.

2.How much the person earns will depend on his practical experience.

3.This advertisement offers employees the prospect of getting promoted.

4.If you get the job, you‘ll have to make business trips every now and then.

5.This business needs a person with managerial experience and skills.

6.Experience in advertising would be helpful in this job.

7.This business provides a wide range of service items.

A.Management

Diversified service business seeking experienced (10 years plus) executive for top-level spot.

Excellent salary, bonuses, and profit-sharing for person with proven problem-solving, marketing and people skills.

https://www.doczj.com/doc/605284250.html,munications

Major Southeastern chemical corporation requires a professional to fill a vacancy in the Communications Department. Applications must have demonstrated experience in all phases of promotion, including: media, production, writing, trade shows, public relations and special event handling. Travel required. CBC preferred. Position can lead to Department Management.

C.Technical sales representative

Our Pigment Division seeks a NJ based salesperson for the NJ, PA, MD, DE territory. Pigment sales experience necessary. BS Chemistry or Physical Science degree preferred. Generous, immediate and free benefits package. Salary commensurate with experience.

D.Psychiatric social worker

Private mental-health clinic seeks 2 experienced certified Social Workers to provide individual, group and family psychotherapy to children, adolescents and adults. Function as a member of

multidisciplined team. Excellent supervision; starting salary $ 30,988. Comprehensive medical, dental and pension benefits.

E.Marketing executive

This important position has recently been created by one of th e country‘s leading clothes manufacturers. It is an outstanding opportunity for a graduate with two years‘ experience in design or magazine publishing. The successful candidate will be given responsibility for a major, recently launched brand. It would be an advantage to have experience of promotional activities. Excellent fringe benefits on offer.

第三课时

试题10

Example:

The job offers perks in addition to the basic salary.

Answer: D

1. Experience in advertising would be helpful in this job.

2. This job would probably suit somebody who has worked in the purchasing department of a large chain of stores.

3. Three years' experience would not be enough for this job.

4. For this job it would be useful if you have studied how to carry out surveys into consumer attitudes.

5. In this job you would take charge of a product which has been on the market for many years.

6. To get this job it is not necessary to have work experience.

7. Such a high-ranking position does not come up very often.

3、招生广告

试题5

Example: You would learn about deductions from salaries.

Key: C

1.You need to have worked in an office before attending this course.

2.You would learn something about preventing accidents at work.

3.You would be able to sit an examination in typing.

4.This course is useful if your job involves greeting people and dealing with enquiries.

5.This course would suit someone with budgetary responsibility.

6.You would get practice in helping people in a group to communicate.

7.You would learn how to change the appearance of a letter or memo.

A.

Tuesday 13.00-15.00

This course provides training in arranging meetings, conducting them effectively and making travel arrangements. The topics will include drawing up agendas, preparing for meetings, introducing speakers or participants, managing discussions successfully, keeping to an agreed timetable, and writing follow-up reports. Previous experience of typing and general office work are essential for this course.

B.

Mon, Thu, Fri 10.00-12.00

This courses is intended both for beginners and for those who have reached an elementary level in typewriting. You will have the opportunity to develop your skills on up-to-date electronic equipment, gaining experience of producing all kinds of typed material in a variety of modern layouts. Students will be given ample opportunities for ―hands on‖ experience of word-processing

on the latest personal computers. Typewriting tests can be taken for widely recognised qualifications.

C.

Monday 9.00-11.00

This course is designed to provide students with experience of operating a set of accounts, comparable with those of a small family firm, and of dealing with the more general financial aspects of running a small business. Topics will include profit and loss, maintaining records efficiently, cash payments, taxation, insurance and computerised accounting. External examinations can be arranged.

D.

Friday 11.00-13.00

Participants on this course will develop their telephone skills and reception techniques in practical situations. Other topics included in the course are dealing with correspondence, the latest development in fax equipment and photocopiers, and the advantages these new facilities offer. The course also covers health and safety, including recent important changes in safety regulations governing the workplace.

试题9

Example:

This course will improve your typing skills.

Answer: C

1. Apply for this course if you are interested in running courses in office skills.

2. This course will teach you how to repair computers.

3. Applicants must give reasons for wanting to join this course.

4. This course promises very quick results.

5. You will be shown a range of teaching methods on this course.

6. If you complete this course successfully, you may be given a job.

7. The organisers will cover some of your costs while you are on this course.

A

B

C

D

4、书评广告

试题 6

Example:

The book offers some information about communication style.

Answer: A

1. It aims to train the students to become sensitive to different styles of writing.

2. Students are expected to learn something about American society.

3. It mainly focuses on the development of your reading techniques.

4. Students are encouraged to participate in group activities.

5.

Some useful information is offered on how to further your academic study.

6.One chapter deals with different aspects of culture in America.

7.The material chosen for the book is from the real life.

A.

This classic cross-culture book provides reading passages, culture notes, and discussion topics which focus on values, behavior, attitudes and communication styles. It features a chapter on cultural diversity in the US; an explanation of mainstream US values with examples which reveal some of the more hidden aspects of culture; examples of cross-cultural differences in a wide variety of cultures; and extensive readings and exercises.

B.

As a multi-stand course---organized according to functions, discussion techniques and communication concepts--- this text develops the speaking skills of business professionals or business students. It is easily adaptable to differing class sizes, student needs and interests. A special feature of the course is its carefully staged discussion activities which structure and facilitate group participation.

C.

This series is intended for students now ready to approach English literature. Each book deals with both the literary and the language aspects of their texts. Some exercises focus on a personal response, others on discussing literary qualities such as style, character, imagery and ideas. Other exercises concentrate on the development of language awareness in terms of grammar, vocabulary and different styles of writing.

D.

Authentic texts covering a wide range of topics provide a stimulating basis for a skills and strategies approach to academic reading. Techniques of skimming and scanning, identifying main ideas, understanding text organization and guessing unknown vocabulary provide the basis for each unit. These are followed by more advanced strategies, such as analyzing a writer‘s use of time, evaluating a writer‘s attitude and assessing the degree of certainty in argument s. Each unit ends with discussion topics which lead to a writing task based on the reading texts.

试题12

Example:

It is the work of a successful writer.

Answer: C

1. It describes activities which have become increasingly popular.

2. It gives important information as briefly as possible.

3. It deals with an area that has received little attention previously.

4. It describes methods that can help with team-building.

5. It is suitable to people with varying degrees of commercial experience.

6. It was previously published with a different title.

7. It is written for people from different types of professional background.

A

B

C

D

财经类新闻(Business News)

练习2. Business News

1.Shareholders seemed to have a final say in top management.

2.This news suggests bitter competition between computer giants.

3.Some people would take advantage of this period of time to make money.

4.The man would be detained on a foreign land for some time.

5.The buy-out seemed to benefit both companies.

6.The company hadn‘t entered into the American market before it was merged.

7.The change in personnel has boosted shareholders‘ confidence in the company.

A. In a deal valued at more than $ 5 billion, Crown Cork, a leading American packaging company

with little presence in Europe, agreed to buy Camaud Metalbox of France, one of Europe‘s largest packagers with little presence in America. A frenzy of dealing sent shares in both soaring around 15%.

B. Another top French businessman was placed under investigation for corruption. The man is

being questioned about a 1991 water-supply contract. Meanwhile, a German businessman, who went missing after his property empire collapsed last year, embarrassing the many banks that had backed him, was arrested in Miami. Extradition could take months.

C. Kmart, America‘s second-largest retailer, is to have a new boss to replace Joseph Antonini, who

was forced to step down earlier this year by unhappy shareholders. Shares soared on the news that Floyd Hall, former chief executive of Target Stores, a rival discounter, is to step into Antonini‘s shoes.

D. IBM tried to counter the growth of Microsoft, the world‘s largest software firm, by launching a

$3.3 billion hostile bid for Lotus Development, a software company. The $ 60-a –share offer boosted the price of Lotus shares by 89%. IBM sees Lotus‘s Notes software as a passport into the growing market for ?groupware‘ programs that help networks of computers talk to each other.

E. The European Commission published a consultative paper on its promise single currency, in which it suggested that there would have to be four years between a final decision to launch the new currency and its arrival in citizens‘ pockets. It predicted tha t speculators would use the interval to make destabilising bets on the final conversion rates of the old currencies. But the commission is sticking to its deadline of January 1999 for economic and monetary union.

第四课时

Test 2

READING

PART ONE

Questions 1-7

1 Sometimes it is necessary to insist on further explanation.

2 You shouldn't focus on your response while others are still speaking.

3 People are reluctant to admit that they don't listen well.

4 There are benefits in seeing things from the speaker's perspective.

5 Keen observation of the speaker can support our listening skills.

6 It is risky to think about a different issue while someone is speaking.

7 People do not mind hearing their own views summarised.

Good listener, better manager

A

Too often we accuse others of not listening, pretending that we ourselves are faultless, yet in our hearts we know that many of the mistakes we make come about because we haven't listened carefully enough. We get things wrong because we haven't quite understood what someone meant when they were talking to us. Anyone who has ever taken the minutes of a long meeting will know how hard it is to remember - despite the benefit of notes - exactly what everyone said. But success depends on getting things right - and that means listening.

B

Listening is not the same thing as hearing; it is not an effortless activity. It demands attention and concentration. It may mean quizzing the speaker for additional information or for clarification - it is always better to ask than to continue regardless and get things wrong. However, if you allow your mind to wander onto something else, even for a few minutes, you'll miss what the speaker is saying - probably at the very moment when he or she is saying something critical. And not having heard, you won't know you've missed anything until it's too late.

C

The most common bad habit we have is to start thinking of what we are going to say about the subject long before the other speaker has finished. We then stop listening. Even worse, this often adds rudeness to inattentiveness, as once you have decided what to say there is a fair chance you will interrupt to say it. Good listeners don't interrupt. In fact it is often worth explaining the main idea of what you have just been told before going on to make your own points. Nobody is offended by this and it shows that you have listened well.

D

Above all be patient and accept that many people are not very good communicators. It's helpful to remember that the ways people move and position themselves while they are speaking can reveal a great deal about what they are saying. Equally importantly you should put yourself in the other person's place, both intellectually and emotionally; it will help you to understand what they are getting at and form a response. But don't be too clever. Faced with a know-all, many people keep quiet because they see no point in continuing.

Test 3

READING

PART ONE

Questions 1-7

1 Listen to what your boss tells you about how well you are working.

2 Realise that your boss will occasionally need to be left alone.

3 Comment on your boss's work in a positive spirit.

4 Try to impress your boss with your thoroughness.

5 Do not hesitate to involve your boss if you have difficulties with your work.

6 Show your boss that you are capable of working at a higher level.

7 Speak to your boss, even about matters not directly related to your work.

MANAGE YOUR BOSS

Advice from four top business people on how you should treat your boss

A

The Consultant

No boss likes nasty surprises. Thinking you can solve a serious problem before he or she finds out is a doomed strategy. Much better to inform your boss about the situation early on, together with your suggested solution. Also, remember that bosses like praise as much as any employee. Do this without making it obvious, if only to earn the right to criticise (constructively, of course). 'Consideration' is the key word. Treat bosses as you hope to be treated - it should help you to move up to the next level.

B

The Director

Of course there are all the formal things in managing your boss - ensuring that you come to meetings well prepared, that you have a good eye for detail, and so on. But you also need to distinguish effectively between things that are important and things that are merely small details. Bosses like it if you can see 'the big picture' because they want to be able to delegate. So it's all about psychology, as well as performance.

C

The Chairman

Bosses want people to understand their objectives, their way of working and the pressures they are under. If you can understand what sort of individual your boss is, it is easier to appreciate why certain reactions might arise, and thus avoid problems. Also, keep the lines o f communication with your boss open. You need to receive ongoing feedback on whether your work is effective, asking about what you do not understand, and, if necessary, discussing personal issues from outside the workplace. When the gap between you is reduced. so are the difficulties.

D

The Chief Executive

Understand that a boss will want to take the glory when things go well. After all, they take ultimate responsibility, so they deserve some of the credit. Also, find out about your boss's outside interests, as this can help to improve the relationship. You may find you have an interest in common. Similarly, recognise that everyone is human, and there are times when a request from you may be unwelcome. Get to know your boss's Personal Assistant, who can advise you when it is a good time to talk to him or her.

Part 2

练习2. Japanese McDonald’s

If you always thought of McDonald‘s as an all-American company it, may surprise you to

learn that the king of McDonald‘s franchises is named Fujita and that he doesn‘t eat hamburgers. ____1____ By ignoring many of the customs of both his native and his parent company, Fujita has made McDonald‘s the top fast-food business in Japan and has changed the face of franchising.

McDonald‘s came to Japan in 1970 searching for a Japanese partner with whom to create a Japanese McDonald‘s. Fujita was far from the richest potential candidate interviewed, but he was an eager entrepreneur who seemed willing to devote his energies to the new venture. ____2____ Almost immediately, however, Fujita began going his own way. The parent company r ecommended opening the first Japanese McDonald‘s in the suburbs, where most American fast-food stores are located. Fujita had his own ideas. ____3____ He got his way, opened the first Japanese McDonald‘s in a department store in Tokyo, didn‘t spend anythin g on advertising. ____4____

McDonald‘s learned its lesson from Fujita and has since opened inner-city restaurant around the world. ____5____ While the Japanese seem fascinated with western styles and tastes, they often don‘t think of themselves as consumers of American products. So Fujita‘s McDonald‘s franchises play down their American origins, to the point where, according to Fujita, some Japanese who visit the United States are surprised to find that we have ?Makudonarudo‘, as the Japanese say it, in America too.

A.In fact, Fujita is unusual in many respects, and his uniqueness has made him very rich.

B.McDonald‘s took a chance and chose him.

C.Fujita and McDonald‘s continue to benefit from each other.

D.Other companies might learn from the way Fujita marketed McDonald‘s in Japan.

E.Fujita likes to take credit for a rise in the average weight of his people.

F.And within a year he had broken McDonald‘s world record for one-day sales: $14,000.

G.He thought the young pedestrians of Japan‘s cities were more likely to give up Japan fish-and

–rice diet for a hamburger than were the more traditional suburban dwellers.

H.But Fujita himself prefers noodles to Big Macs.

I.And the Tokyo McDonald‘s that once caused an argument is now one of 500 that Fujita owns

in Japan.

答案:1. A;2. B;3. G;4. F;5. D

练习3. Banks and Banking : Other Bank Services

A modern bank provides many services other than checking accounts. ____1____

If you went to a bank to open a savings account, you would go through almost the same procedures followed in applying for a checking account. ____2____ Then you would be given a passbook in which your initial deposit would be recorded. All deposits and withdrawals from your account are entered into your passbook. ____3____ With a regular passbook savings account, you would be able to withdraw money wherever you needed it. All you would have to do is fill out a withdrawal order and present it, along with your passbook to the teller.

All banks pay interest on savings accounts. ____4____ Banks also pay interest at different times. ____5____ Suppose, for example, that on January 1, you deposited $ 1,000 in a bank that paid 4 1/2 percent interest semiannually. By July 1,you would have earned $ 22.50 interest. This interest would automatically be credited to your account; and of you left it in the bank, along with

your original deposit, you would receive interest on $ 1,022.50 for the next six-month period. That is, your interest would be compounded.

A.But the majority of them pay semiannually, that is, every six months.

B.The interest rate varies from bank to bank, but the general range is from 4 1/2 to 6 percent.

C.This means that passbook contains an actual record of all transactions made and that you

know the exact amount of savings you have at any one time.

D.One of these is checking accounts.

E.First you would be asked to fill out a signature card.

F.But most banks pay interest at the end of a year.

G.One of the most important of these is regular passbook savings.

H. O ne can withdraw money whenever necessary.

答案:1.;2. ;3. ;4. B;5. A

试题1

PART TWO

Questions 8-12

●Read this letter to the editor of The Economist.

●Choose the best sentence from the list A-I to fill each of the blanks.

●For each bland (8-12) mark one letter (A-I) on your Answer Sheet.

●Do not mar4 any letter twice.

●One answer has been given as an example.

Sir,

Y ou state on February 13th that New Mexico has ―few natural resources‖, ____ example____ In 1991 New Mexico ranked fourth in the United States in production of natural gas, seventh in oil and tenth in non-fuel minerals ____8____ Non-fuel minerals contributed about $ 1 billion and coal $ 509 million.

Taxes from production of fuels and minerals, and lease payments on state lands have been set aside by legislative acts to endow two permanent funds worth about $ 5.65 billion, ____9____ In addition, during fiscal year 1991 , payments to New Mexico from taxes on federal lands were S 108 million, all earmarked for public education.

____10____ About $566 million came from taxes and permanent-fund earnings attributable to oil and gas production. ____11____ Tourism is an important industry in Mew Mexico, yet its economic impact on the public sector is dwarfed by that of mineral production.

New Mexico came through the recent recession in much better shape than most other states. It does not have a deficit. ____12____ States that rely primarily on a sales tax or on an income tax have big problems during economic downturns. Income growth per head in New Mexico averaged 6.1/00 in the year to October 1992-one if the fastest growth rates in the United States.

Charles Chapin

Example: C

A.That it has a broadly based tax structure is an important point.

B.In 1992 it produced more oil than Colorado and Kansas combined.

C.However, the extractive mineral industry in New Mexico is one of the state‘s strongest

economic forces.

D.During fiscal year 1992 New Mexico raised permanent funds worth about $6.1 billion.

E.The combined value of oil and gas production was $ 2.8 billion.

F.Some 16,000 employees work in the extractive industries and their wages are among the

highest of any major industry.

G.The $39 million earned by these funds in 1991 was used to finance education and other

public services.

H.Only S 25 million came from agricultural taxes.

I.New Mexico‘s extractive mineral industries contribute about a third of the state‘s $ 1.9 billion

general-fund income in fiscal year 1991.

答案:8. E 9. G 10.I 11. F 12. A

试题7

PART TWO

Questions 8 – 12

●Read the following text.

●Choose the best sentence from the list on page 52 to fill each of the gaps.

●For each gap 8 – 12 mark one letter A – I on your Answer Sheet.

●Do not mark any letter twice.

The Cash-free Society

Imagine a society in which cash no longer exists, Instead, ― cash ‖ is electronic, as in bank-card Systems. Currency and coin are abandoned.

____ example ____ . Theft of cash would become impossible. Bank robberies and cash-register robberies would simply cease to occur ____ ( 8 ) ____ . Purse snatchings would become a thing of the past. Urban streets would become safer ____ ( 9 ) ____ . Security costs and insurance rates would fall. Property values would rise. Neighbourhoods would improve.

Drug traffickers and their clients, burglars and receives of stolen property, arsonists for hire, and bribe-takers would no longer have the advantage of using untraceable currency. ____ ( 10 ) ____ These prosecutions, in turn, would inhibit further crimes.

In a society devoid of physical money, a change from cash to recorded electronic money would be accompanied by a flow of previously unpaid income-tax revenues running in the tens of billions of dollars. ____ (11) ____

Cash has been the root of much social and economic evil. ____ (12)____ Eighty percent of Americans regularly use credit cards. The development of a federal system to h andle the country‘s 300 billion annual cash transactions in the United States electronically is within reach.

Example: H.

A. A national electronic-money system would operate as a debit-card system.

B. Retail shops in once dangerous areas could operate in safety.

C.As a result, income tax rates could be lowered or the national debt reduced.

D. The use of cash has diminished substantially since World War II.

E. Attacks on shopkeepers, taxi drivers, and cashiers would all end.

F.The emergence of electronic funds-transfer technology makes it possible to change the nature

of money and to divorce it from evil.

G.Almost every present-day cash transaction can be duplicated electronically.

H.The immediate benefits would be profound and fundamental.

I.Electronic ―money‖ would leave incriminating trails of data, resulting in more arrests and

convictions.

答案:Questions 8 – 12: E, B, I, C, F

第五课时

练习3. Banks and Banking : Other Bank Services

A modern bank provides many services other than checking accounts. ____1____

If you went to a bank to open a savings account, you would go through almost the same procedures followed in applying for a checking account. ____2____ Then you would be given a passbook in which your initial deposit would be recorded. All deposits and withdrawals from your account are entered into your passbook. ____3____ With a regular passbook savings account, you would be able to withdraw money wherever you needed it. All you would have to do is fill out a withdrawal order and present it, along with your passbook to the teller.

All banks pay interest on savings accounts. ____4____ Banks also pay interest at different times. ____5____ Suppose, for example, that on January 1, you deposited $ 1,000 in a bank that paid 4 1/2 percent interest semiannually. By July 1,you would have earned $ 22.50 interest. This interest would automatically be credited to your account; and of you left it in the bank, along with your original deposit, you would receive interest on $ 1,022.50 for the next six-month period. That is, your interest would be compounded.

A.But the majority of them pay semiannually, that is, every six months.

B.The interest rate varies from bank to bank, but the general range is from 4 1/2 to 6

percent.

C.This means that passbook contains an actual record of all transactions made and that you

know the exact amount of savings you have at any one time.

D.One of these is checking accounts.

E.First you would be asked to fill out a signature card.

F.But most banks pay interest at the end of a year.

G.One of the most important of these is regular passbook savings.

H.One can withdraw money whenever necessary.

答案:1.G;2. ;3. ;4. B;5. A

试题11

PART TWO

Questions 8-12

●Read the text below about the management of documents.

●Choose the best sentence from the list on the opposite page to fill each of the gaps.

●For each gap 8-12, mark one letter (A-I) on your Answer Sheet.

●Do not use any letter more than once.

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