一、银行基本业务口语
What kind of account did you have in your mind?
你想开哪种帐户?
Do you like to open a current account?
你想开一个活期存款帐户吗?
A deposit or current account?
定期还是活期?
Please tell me how you would like to deposit your money.
请告诉我你想存何种户头?
There's a service charge for the checking account but no charge for the savings.
支票户头要收服务费，现金户头不收。
Our minimum deposit for a savings account is 100 dollars.
我们储蓄存款的最低存款额是100美圆。
Five yuan is the minimum original deposit.
最低起存款额是5元。
You can open a savings account at any time with an initial deposit of 50 dollars.
你可随时以50美圆的起存额开立储蓄帐户。
Even one yuan is all right.
甚至一元也可以起存。
Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。
I should like to open a current account.
我想开一个活期存款帐户。
I need a checking account so that I can pay my bill.
我需开个支票帐户，这样就能付帐。
We'd like to know how we open a checking-savings account.
我们想知道如何开一个支票储蓄帐户。
I have a checking account here.
我在这里有一个支票存款帐户。
I think I'd like a deposit account.
我想要开个定期存款帐户。
Can I open a current account here?
我能否在这儿开个活期存款帐户？
I want to open a deposit account with you.
我要开个储蓄帐户。
I'd like to open a deposit account with you.
我想在你们这儿开个定期存款帐户。
Could you tell me the difference between a savings account and a checking account?
请告诉我储蓄存款与支票存款的区别好吗？Please tell me the procedure for opening a savings account.
请告诉我开个储蓄帐户需要什么手续。
Will 100 yuan be enough for a minimum deposit? 100元作最低存款额够吗？
I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
我想知道开一个支票帐户200元存款是否够。Could you tell me how to operate this account?
请告诉我如何经管这个帐户好吗？
Is there any minimum for the first deposit?
第一次储蓄有最低限额吗？
How much does each account cost?
每个帐户要花多少钱？
Useful Phrases
current deposit, current account活期存款
fixed deposit, fixed account定期存款
fixed deposit by installments零存整取
joint account 联名存款帐户
to open an account 开户头
二、银行英语口语----新开帐户
What kind of account did you have in your mind?
你想开哪种帐户?
Do you like to open a current account?
你想开一个活期存款帐户吗?
A deposit or current account?
定期还是活期?
Please tell me how you would like to deposit your money.
请告诉我你想存何种户头?
There's a service charge for the checking account but no charge for the savings.
支票户头要收服务费，现金户头不收。
Our minimum deposit for a savings account is 100 dollars.
我们储蓄存款的最低存款额是100美圆。
Five yuan is the minimum original deposit.
最低起存款额是5元。
You can open a savings account at any time with an
initial deposit of 50 dollars.
你可随时以50美圆的起存额开立储蓄帐户。
Even one yuan is all right.
甚至一元也可以起存。
Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。
I should like to open a current account.
我想开一个活期存款帐户。
I need a checking account so that I can pay my bill.
我需开个支票帐户，这样就能付帐。
We'd like to know how we open a checking-savings account.
我们想知道如何开一个支票储蓄帐户。
I have a checking account here.
我在这里有一个支票存款帐户。
I think I'd like a deposit account.
我想要开个定期存款帐户。
Can I open a current account here?
我能否在这儿开个活期存款帐户？
I want to open a deposit account with you.
我要开个储蓄帐户。
I'd like to open a deposit account with you.
我想在你们这儿开个定期存款帐户。
Could you tell me the difference between a savings account and a checking account?
请告诉我储蓄存款与支票存款的区别好吗？Please tell me the procedure for opening a savings account.
请告诉我开个储蓄帐户需要什么手续。
Will 100 yuan be enough for a minimum deposit? 100元作最低存款额够吗？
I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
我想知道开一个支票帐户200元存款是否够。Could you tell me how to operate this account?
请告诉我如何经管这个帐户好吗？
Is there any minimum for the first deposit?
第一次储蓄有最低限额吗？
How much does each account cost?
每个帐户要花多少钱？
Useful Phrases
current deposit, current account 活期存款fixed deposit, fixed account 定期存款fixed deposit by installments 零存整取joint account 联名存款帐户
to open an account 开户头
三、常见银行英语词汇
account number 帐目编号
depositor 存户
pay-in slip 存款单
a deposit form 存款单
a banding machine 自动存取机
to deposit 存款
deposit receipt 存款收据
private deposits 私人存款
certificate of deposit 存单
deposit book, passbook 存折
credit card 信用卡
principal 本金
overdraft, overdraw 透支
to counter sign 双签
to endorse 背书
endorser 背书人
to cash 兑现
to honor a cheque 兑付
to dishonor a cheque 拒付
to suspend payment 止付cheque,check 支票
cheque book 支票本
order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家
president 行长
savings bank 储蓄银行
Chase Bank 大通银行
National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行
Banque de I'IndoChine 东方汇理银行
central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行
discount bank 贴现银行
exchange bank 汇兑银行
requesting bank 委托开证银行
issuing bank, opening bank 开证银行
advising bank, notifying bank 通知银行
negotiation bank 议付银行
confirming bank 保兑银行
paying bank 付款银行
associate banker of collection 代收银行
consigned banker of collection 委托银行
clearing bank 清算银行
local bank 本地银行
domestic bank 国内银行
overseas bank 国外银行
unincorporated bank 钱庄
branch bank 银行分行
trustee savings bank 信托储蓄银行
trust company 信托公司
financial trust 金融信托公司
unit trust 信托投资公司
trust institution 银行的信托部
credit department 银行的信用部
commercial credit company(discount company) 商业信贷公司（贴现公司）
neighborhood savings bank, bank of deposit 街道储蓄所
credit union 合作银行
credit bureau 商业兴信所
self-service bank 无人银行
land bank 土地银行
construction bank 建设银行
industrial and commercial bank 工商银行
bank of communications 交通银行
mutual savings bank 互助储蓄银行
post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行
home loan bank 家宅贷款银行
reserve bank 准备银行
chartered bank 特许银行
corresponding bank 往来银行
merchant bank, accepting bank 承兑银行investment bank 投资银行
import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行
money shop, native bank 钱庄
credit cooperatives 信用社
clearing house 票据交换所
public accounting 公共会计
business accounting 商业会计
cost accounting 成本会计
depreciation accounting 折旧会计computerized accounting 电脑化会计
general ledger 总帐
subsidiary ledger 分户帐
cash book 现金出纳帐
cash account 现金帐
journal, day-book 日记帐，流水帐
bad debts 坏帐
investment 投资
surplus 结余
idle capital 游资
economic cycle 经济周期
economic boom 经济繁荣
economic recession 经济衰退
economic depression 经济萧条economic crisis 经济危机
economic recovery 经济复苏
inflation 通货膨胀
deflation 通货收缩
devaluation 货币贬值
revaluation 货币增值
international balance of payment 国际收支favourable balance 顺差
adverse balance 逆差
hard currency 硬通货
soft currency 软通货
international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量
note issue 纸币发行量
national budget 国家预算
national gross product 国民生产总值
public bond 公债
stock, share 股票
debenture 债券
treasury bill 国库券
debt chain 债务链
direct exchange 直接（对角）套汇
indirect exchange 间接（三角）套汇
cross rate, arbitrage rate 套汇汇率
foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机
discount 贴现
discount rate, bank rate 贴现率
gold reserve 黄金储备
money (financial) market 金融市场
stock exchange 股票交易所
broker 经纪人
commission 佣金
bookkeeping 簿记
bookkeeper 簿记员
an application form 申请单
bank statement 对帐单
letter of credit 信用证
strong room, vault 保险库
equitable tax system 等价税则
specimen signature 签字式样
banking hours, business hours 营业时间
四、储蓄存款利息
What's the interest rate for the savings account?
储蓄存款的利率是多少？
Do you pay interest on this account?
这种存款付给利息吗？
Please tell me what the annual interest rate is.
请告诉我年利率是多少。
Interest is paid at the rate of 1% per annum at present. 目前每年的利率是1%。
It allows you to earn a little interest on your money.
这可使你从存款中获得一点利息。
The account carries interest of 4%.
该存款有4%的利息。
The interest is added to your account every year.
每年的利息都加到你的存款中。
The interest rate for the savings account is 4%.
储蓄存款的利率是4%。
It varies from time to time. At present it is 6%.
（年息）每个时期都不同，现在是六厘。
Useful Words and Phrases
interest rate 利率
simple interest 单利
compound interest 复利
legal interest 法定利息
prime rate 优待利率
payable interest 应付利息
lending rate 贷款利率
usury 高利贷
the subsidy rate for value-preserved savings 保值储蓄补贴率
五、存款
六、How much do you want to deposit with us?
你想在我们这存多少？
How much do you wish to pay into your account?
你希望在你的户头上存多少？
How much money do you plan to keep in your account on a regular basis?
你计划在你的户头上定期存放多少钱？
How much cash do you plan to deposit in your account?
你有多少钱要存入呢？
I think you may deposit your money with the
bank, or leave it here for temporary safe-keeping.
我认为你可把钱存入银行，或留在银行暂保管起来。
Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
请填张存款单，写明要存的数额以及你的姓名，地址和工作的单位，好吗？
I want to deposit 300 yuan in my account.
我想在我的户头上存300元。
I want to deposit these cheques in my account.
我想把这些支票存在我的户头上。
I'd like to pay 200 yuan into my deposit account.
我想在在我的定期存款户头上存200元。
I want to deposit my paycheck.
我想存入我的工资支票。
I'd like to know whether I can cash a cheque here.
我想知道我能否在这兑换支票。
Will you please cash this traveler's cheque?
请兑现这张旅行支票好吗？
I'd like to cash this money order.
我想兑现这张汇款单。
I want to cash the balance of a traveler's letter of credit.
我要把旅行信用证的结余兑现。
Will you please tell me whether you charge for cheques?
请告诉我兑换支票收手续费吗？
Could you tell me how much the checks cost?
请告诉我这些支票要花多少钱？
What if I overdraw?
如果透支了怎么办？
Please sign your name on the bottom line if you want to cash the check.
如果想兑支票，请在底线上签名。
Please write your account number on the back of the check.
请在支票背面写上你的帐号。
We honored the check as the overdraft was only 5 yuan.
我们承兑这张支票的透支额只有5元。
Please endorse the cheque.
请背签这张支票。
The traveler's checks cost 1.5% of the total amount of purchase.
旅行支票手续费是购买总额的1.5%。
Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
这是一本支票簿，你邮寄支票时，注意要在支票上打叉线。但是如果你本人想开张兑现支票，就不可打叉线。
Each cheque you write will cost 2 dollars.
你每开一张支票将花2美圆。
七、Useful Words and Phrases
account number 帐目编号
depositor 存户
pay-in slip 存款单
a deposit form 存款单
a banding machine 自动存取机
to deposit 存款
deposit receipt 存款收据
private deposits 私人存款
certificate of deposit 存单
deposit book, passbook 存折
credit card 信用卡
principal 本金
overdraft, overdraw 透支
to counter sign 双签
to endorse 背书
endorser 背书人
to cash 兑现
to honor a cheque 兑付
to dishonor a cheque 拒付
to suspend payment 止付
cheque,check 支票
cheque book 支票本
order cheque 记名支票
bearer cheque 不记名支票
crossed cheque 横线支票
blank cheque 空白支票
rubber cheque 空头支票
cheque stub, counterfoil 票根
cash cheque 现金支票
traveler's cheque 旅行支票
cheque for transfer 转帐支票
outstanding cheque 未付支票
canceled cheque 已付支票
forged cheque 伪支票
Bandar's note 庄票，银票
八、银行常用语
九、请入收款人的户号
account payee
请支付票款
advice to pay cheques
惠请通知该支票的经过
常见银行英语词汇account number 帐号 depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机 to deposit 存款 deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背书人 to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票
cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 traveler's cheque 旅行支票 cheque for transfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 Bandar's note 庄票，银票 banker 银行家 president 行长 savings bank 储蓄银行 Chase Bank 大通银行 Citibank 花旗银行 Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行
常见银行英语词汇 account number 帐目编号 depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机 to deposit 存款 deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背书人 to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 traveler's cheque 旅行支票 cheque for transfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 Bandar's note 庄票，银票 banker 银行家 president 行长 savings bank 储蓄银行 Chase Bank 大通银行 National City Bank of New York 花旗银行 Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行
中国各大银行的英文缩写及全称 中国人民银行PBC People’s Bank of China 中国工商银行ICBC Industrial and Commercial Bank 中国建设银行CCB China Construction Bank 汇丰银行HSBC Hongkong and Shanghai Banking Corporation 中国银行BC Bank of China 中国农业银行ABC Agricultural Bank of China 交通银行BC Bank of Communications 招商银行CMB China Merchants Bank 中国民生银行CMB China Minsheng Bank 上海浦东发展银行SPDB Shanghai Pudong Development Bank 中信银行China CITIC Bank 中国光大银行CEB China Everbright Bank 华夏银行HB Huaxia Bank 广东发展银行GDB Guangdong Development Bank 深圳发展银行SDB Shenzhen Development Bank 兴业银行CIB China's Industrial Bank 国家开发银行CDB China Development Bank 中国进出口银行EIBC Export-Import Bank of China 中国农业发展银行ADBC Agricultural Development of China 北京银行BOB Bank of Beijing 广州银行BOG Bank of Guangzhou 亚洲基础设施投资银行简称亚投行AIIB Asian Infrastructure Investment Bank 世界银行WB The World Bank
1. 现金业务：cash business 2. 转账业务：transfer business 3. 汇兑业务：currency exchange business 4. 委托收款：commission receivables 5. 发放贷款：loans 6. 贷款收回：loan recovery 7. 贷款展期：loan extension 8. 办理银行汇票：apply for bank drafts 9. 收息：interest 10 托收：collection 其他相关：帐目编号account number 存户depositor 存款单pay-in slip 存款单 a deposit form 自动存取机 a banding machine 存款deposit 存款收据deposit receipt 私人存款private deposit 存单certificate deposit 存折deposit book 信用卡credit card 本金principal 透支overdrafts overdraw 双签 a counter sign 背书to endorse 背书人endorser 兑现to cash 兑付to honor a cheque 拒付to dishonor a cheque 止付to suspend payment 支票cheque ,check 支票本cheque book 记名支票order cheque 不记名支票bearer cheque 横线支票crossed cheque 空白支票blank cheque rubber cheque 空头支票cheque stub, counterfoil 票根
常用银行英语： account number depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机ATM=auto tell machine to deposit 存款 deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背书人 to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 traveler's cheque 旅行支票 cheque for transfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 Bandar's note 庄票，银票 banker 银行家 president 行长 savings bank 储蓄银行 Chase Bank 大通银行 Citibank 花旗银行 Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 汇理银行
甚至一元也可以起存。 Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it. 这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。 I should like to open a current account. 我想开一个活期存款帐户。 I need a checking account so that I can pay my bill. 我需开个支票帐户，这样就能付帐。 We 'd like to know how we open a checking-savings account. 我们想知道如何开一个支票储蓄帐户。 I have a checking account here. 我在 这里有一个支票存款帐户。 I think I 'd like a deposit account. 我想要开个定期存款帐户。 Can I open a current account here? 我能否在这儿开个活期存款帐户？I want to open a deposit account with you. 我要开个储蓄帐户。 I'd like to open a deposit account with you. 我想在你们这儿开个定期存款帐户。 Could you tell me the difference between a savings account and a checking account? 请告诉我储蓄存款与支票存款的区别好吗？ Please tell me the procedure for opening a savings account. 请告诉我开个储蓄帐户需要什么手续。 Will 100 yuan be enough for a minimum deposit? 100 元作最低存款额够吗？ I'd like to know whether a 200 yuan deposit will be enough for opening a checking account. 我想知道开一个支票帐户200 元存款是否够。 Could you tell me how to operate this account? 请告诉我如何经管这个帐户好吗？Is there any minimum for the first deposit? 第一次储蓄有最低限额吗？ How much does each account cost? 每个帐户要花多少钱？ Useful Phrases current deposit, current account 活期存款 fixed deposit, fixed account 定期存款 fixed deposit by installments 零存整取 joint account 存款帐户 to ope n an acco unt 开户头 银行英语口语-存款 How much do you want to deposit with us? 你想在我们这存多少？ How much do you wish to pay into your account? 你希望在你的户头上存多少？ How much money do you plan to keep in your account on a regular basis? 你计划在你的户头上定期存放多少钱？
银行常用英语短句 1. Good morning, sir. What can I do for you? Hi, Mr, Jones. Can I help you? Excuse me, madam, but may I help you? Sir (miss), may I help you? 先生/女士/小姐, 请问，我可以为您做些什么吗？ 2. Hello! 您好 3. How nice to see you again! I’m glad to see you again! It’s good to see you again! 很高兴再见到您！ 4. Pardon? I beg your pardon. Beg your pardon. Would you mind repeating your question,please? 能再说一遍吗？ 5. I’m sorry, but would you please speak more slowly. I couldn’t catch your meaning (follow you). 对不起，能否请您说得再慢些，我没能明白您的意思。 6. Do you mean that ….? 您指的是….吗？
7. Would you like to open a current account or a time saving account? 您想开立一个活期账户还是定期账户？ 8. How much do you want to deposit (draw) your money? 您想存（取）多少钱？ 9. What is your name? 请问叫什么名字？ 10. May I ask your nationality? 请问您的国籍？ 11. Might I ask your passport number? 请问您的护照号码？ 12. Would you mind if I ask your account number? 请问您的账号？ 13. 如果对于顾客拜托我们的事，我们能够完成的话，那么我们可以回答：Yes, sir(madam). Certainly, sir(madam). Of course, sir(madam). All right, sir(madam). With pleasure, sir(madam). 14. 如果对于顾客拜托我们的事，我们不能完成的话，那么我们可以回答：I’m sorry, sir(madam), but…… I’m afraid we cannot help you ,because……
常用银行英语: aｃcount number 帐号?dｅposiｔｏｒ存户 ｐａy－in sｌip 存款单?a dｅpｏsit fｏrｍ存款单 ａbａnding ｍaｃhine 自动存取机ＡＴM=ａｕtｏtell machine?to dｅpｏsｉt 存款?deposit recｅipt 存款收据 prｉvate dｅｐoｓits 私人存款?ｃerｔｉficａteｏf ｄｅposit 存单 deposiｔbook,ｐassbook 存折 ｃredit ｃard 信用卡?principａl 本金 ｏverdｒaｆt, ovｅｒdraｗ透支 tｏcｏｕntｅr siｇn 双签?to endorse 背书?enｄｏｒser 背书人 to cａsｈ兑现 tｏｈoｎｏr a chequｅ兑付 to diｓhonoｒa chｅque 拒付?to susｐend paymｅｎt 止付 cｈｅｑｕe，cｈｅck 支票 ｃｈeque book 支票本?ｏrdeｒchequｅ记名支票?ｂearerｃhequｅ不记名支票?crosｓｅd chｅqｕｅ横线支票?blank cheｑue空白支票 ruｂbeｒcｈeqｕe 空头支票 ｃｈeque ｓtuｂ, ｃounｔｅrfoil 票根?caｓh ｃheque 现金支票?trａvｅlｅr's cheqｕe 旅行支票 chequeｆｏr tｒａnｓｆer转帐支票 ouｔstanｄiｎｇcheque 未付支票?canceｌed cｈeque 已付支票 forged cｈｅque 伪支票?Bａｎdａr＇s note 庄票，银票 baｎｋer 银行家?pｒeｓideｎt 行长 saviｎｇs baｎk 储蓄银行?Cｈase Baｎk 大通银行?Citiｂank 花旗银行?HonｇkonｇＳhaｎghaｉBａnkｉnｇCorpoｒatioｎ汇丰银行 Ｃhａrtered Bａnk of Ｉndia, Austｒaｌｉa and Chｉnａ麦加利银行 Ｂanｑｕe ｄe I'IndoＣhiｎe 东方汇理银行?cｅntral bａｎk, natiｏnaｌｂanｋ, banｋer's ｂank中央银行 bank of issue, bａnk ｏｆcircuｌａtion发行币银行 ｃommeｒｃiaｌbａnk 商业银行，储蓄信贷银行?member baｎｋ, cｒedit bank 储蓄信贷银行 disｃouｎt bank 贴现银行 excｈangｅｂａｎｋ汇兑银行?rｅqｕeｓting baｎk委托开证银行?ｉｓsｕinｇbａn ｋ,ｏpening bａnk 开证银行?ａdvising ｂank，notiｆying bank 通知银行?ｎegotiation baｎｋ议付银行 coｎfirｍｉｎg bａnk 保兑银行?payiｎg bank 付款银行?assｏciate bａnｋeｒｏｆcollecｔion 代收银行?coｎsｉｇned banker of cｏllecｔion 委托银行 ｃlｅaｒinｇbaｎk 清算银行 local bank 本地银行?domestiｃbank国内银行 ｏｖｅrｓeａs bank国外银行 unincorｐorated banｋ钱庄 branch bank 银行分行 tｒｕｓtee saviｎｇｓbank 信托储蓄银行?tｒust company 信托公司 finａnｃiaｌtrｕｓｔ金融信托公司?uniｔtｒusｔ信托投资公司
1.现金业务：c a s h b u s i n e s s 2.转账业务：transfer business 3.汇兑业务：currency exchange business 4.委托收款：commission receivables 5.发放贷款：loans 6.贷款收回：loan recovery 7.贷款展期：loan extension 8.办理银行汇票：apply for bank drafts 9.收息：interest 10托收：collection 其他相关： 帐目编号account number 存户depositor 存款单pay-in slip 存款单a deposit form 自动存取机a banding machine 存款deposit 存款收据deposit receipt 私人存款private deposit 存单certificate deposit 存折deposit book 信用卡credit card 本金principal 透支overdrafts overdraw 双签a counter sign 背书to endorse 背书人endorser 兑现to cash 兑付to honor a cheque 拒付to dishonor a cheque 止付to suspend payment 支票cheque ,check 支票本cheque book 记名支票order cheque 不记名支票bearer cheque 横线支票crossed cheque 空白支票blank cheque rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 traveler's cheque 旅行支票 cheque for transfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票
银行英语系列：存钱与利息 存钱对中国的老百姓来说可是一件很重要的事，似乎只有把钱存在银行里，才能感到安心。这次我们就来看看有关存钱与利息的表达。 How much do you want to deposit with us? 存多少？ How much do you wish to pay into your account? 你想在户头上存多少？ How much money do you plan to keep in your account on a regular basis? 你计划在你的户头上定期存放多少钱？ Would you please fill in the depositing form, giving the sum of money you're to de posit as well as your name and your account number? 请填张存款单，写明要存的数额以及你的姓名和帐号。 I want to deposit 300 yuan in my account. 我想在我的户头上存300元。 I want to deposit these cheques in my account. 我想把这些支票存在我的户头上。 I want to deposit my paycheck. 我想存入我的工资支票。 What's the interest rate for the savings account? 存款利率是多少？ Do you pay interest on this account? 这种存款有利息吗？ Please tell me what the annual interest rate is. 年利率是多少？ Interest is paid at the rate of 1% per annum at present. 目前每年的利率是1%。 The account carries interest of 4%. 该存款有4%的利息。
常见银行英语词汇帐号 存户 存款单 a 存款单 a 自动存取机 存款 存款收据 私人存款 存单 , 存折 信用卡 本金 , 透支 双签 背书 背书人 兑现 a 兑付 a 拒付 止付 支票
支票本 记名支票 不记名支票 横线支票 空白支票 空头支票 , 票根 现金支票 's 旅行支票 转帐支票 未付支票 已付支票 伪支票 's 庄票，银票 银行家 行长 储蓄银行 大通银行 花旗银行 汇丰银行 , 麦加利银行I' 东方汇理银行
, , 's 中央银行 , 发行币银行 商业银行，储蓄信贷银行, 储蓄信贷银行 贴现银行 汇兑银行 委托开证银行 , 开证银行 , 通知银行 议付银行 保兑银行 付款银行 代收银行 委托银行 清算银行 本地银行 国内银行 国外银行 钱庄 银行分行 信托储蓄银行 信托公司
金融信托公司 信托投资公司 银行的信托部 银行的信用部 ( ) 商业信贷公司（贴现公司）, 街道储蓄所 合作银行 商业兴信所 无人银行 土地银行 建设银行 工商银行 交通银行 互助储蓄银行 邮局储蓄银行 , 抵押银行 实业银行 家宅贷款银行 准备银行 特许银行 往来银行 , 承兑银行
投资银行 () 进出口银行 合资银行 , 钱庄 信用社 票据交换所 公共会计 商业会计 成本会计 折旧会计 电脑化会计 总帐 分户帐 现金出纳帐 现金帐 , 日记帐，流水帐坏帐 投资 结余 游资 经济周期 经济繁荣
经济衰退 经济萧条 经济危机 经济复苏 通货膨胀 通货收缩 货币贬值 货币增值 国际收支 顺差 逆差 硬通货 软通货 国际货币制度 货币购买力 货币流通量纸币发行量 国家预算 国民生产总值公债 , 股票 债券
中国各大银行的英文缩写 中国人民银行——PBC (The People's Bank of China) 中国建设银行——CCB(China Constuction Bank) 中国农业银行——ABC(Agricultural Bank of China) 中国工商银行——ICBC(Industrial and Commercial Bank of China) 中国银行——BOC（Bank of China) 中国民生银行——CMBC（China Minsheng Banking ） 招商银行——CMB(China Merchants Bank ) 兴业银行——CIB (Industrial Bank ) 北京市商业银行——已经改名北京银行——BOB(Bank of Beijing) 交通银行——BCM(Bank of Communications) 中国光大银行——CEB(Chian Everbright Bank) 中信银行——CCB(China CITIC Bank) 广东发展银行——GDB(Guangdong Development Bank) 上海浦东发展银行——SPDB/SPDBank(Shanghai Pudong Development Bank) 深圳发展银行——SDB(Shenzhen Development Bank) 国家开发银行－CDB （China Development Bank） 汇丰银行——HSBC（Hongkong & Shanghai Banking Corporation） 华夏银行——HXB（HUA XIA BANK ） 恒丰银行——（EVERGROWING BANK ） 中国建设银行——CCB(China Constuction Bank) 中国农业银行——ABC(Agricultural Bank of China) 中国工商银行——ICBC(Industrial and Commercial Bank of China) 中国银行——BOC（Bank of China) 中国民生银行——CMBC（China Minsheng Banking Co., Ltd） 招商银行——CMB(China Merchants Bank Ltd) 兴业银行——CIB (Industrial Bank Co., Ltd) 北京市商业银行——已经改名北京银行——BOB(Bank of Beijing) ＊＊＊＊＊＊＊＊＊＊＊ 补充几个： 交通银行——BCM(Bank of Communications) 中国光大银行——CEB(Chian Everbright Bank) 中信银行——(China CITIC Bank) 广东发展银行——GDB(Guangdong Development Bank) 上海浦东发展银行——SPDB/SPDBank(Shanghai Pudong Development Bank) 深圳发展银行——SDB(Shenzhen Development Bank) 中国建设银行——CCB(China Constuction Bank) 中国农业银行——ABC(Agricultural Bank of China)
account number 帐号depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机to deposit 存款 deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背书人
to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付cheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票 traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票
forged cheque 伪支票 Bandar's note 庄票，银票 banker 银行家 president 行长 savings bank 储蓄银行 Chase Bank 大通银行 Citibank 花旗银行 Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行 central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行 member bank, credit bank 储蓄信贷银行 discount bank 贴现银行 exchange bank 汇兑银行
英语词汇银行业务一般业务 ATM:n.自动柜员机 automatic bill payment:自动转帐服务 balance:n.余额；差额 bank account:银行账户 bank holiday:银行公休日；国定假日 banking:n.银行业务 banknote:n.纸币；钞票 certificate of deposit:定期存款 checking account:支票存款账户 deposit:n.存款 discount rate:重贴现率 Individual Retirement Account:个人退休账户 interest:n.利息 safe-deposit box:(银行)保险箱 savings account:储蓄存款账户 signature:n.签名 teller:n.(银行)出纳员 transfer:v.转帐 wire:v.汇款 withdraw:v.提款 商务英语词汇办公室：影印 enlarge :v.放大 jam :v.卡纸 lighten :v.变淡 make a copy of :影印一份…… original :n.原稿 percentage :n.百分比 reset :n.重新设定 scroll down :向下卷动 size :n.大小；尺寸 smudge :n.脏污 streak :n.刮痕 toner :n.碳粉 two-sided :a.双面的 warm-up time :热机时间 商务英语词汇保险：保单 compulsory :a.强制性的 coverage :n.承保范围 expiration :n.期满；截止 insurance :n.保险 insurer :n.保险公司
中国各大银行的英文缩写及全称中国人民银行PBC People’s Bank of China 中国工商银行ICBC Industrial and Commercial Bank 中国建设银行CCB China Construction Bank 汇丰银行HSBC Hongkong and Shanghai Banking Corporation 中国银行BC Bank of China 中国农业银行ABC Agricultural Bank of China 交通银行BC Bank of Communications 招商银行CMB China Merchants Bank 中国民生银行CMB China Minsheng Bank 上海浦东发展银行SPDB Shanghai Pudong Development Bank 中信银行China CITIC Bank
中国光大银行CEB China Everbright Bank 华夏银行HB Huaxia Bank 广东发展银行GDB Guangdong Development Bank 深圳发展银行SDB Shenzhen Development Bank 兴业银行CIB China's Industrial Bank 国家开发银行CDB China Development Bank 中国进出口银行EIBC Export-Import Bank of China 中国农业发展银行ADBC Agricultural Development of China 北京银行BOB Beijing of Bank(原北京商业银行)
银行英语相关词汇 banker 银行家 president 行长 savings bank 储蓄银行 Chase Bank 大通银行 National City Bank of New York 花旗银行 Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行 central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行 member bank, credit bank 储蓄信贷银行 discount bank 贴现银行 exchange bank 汇兑银行 requesting bank 委托开证银行 issuing bank, opening bank 开证银行 advising bank, notifying bank 通知银行 negotiation bank 议付银行 confirming bank 保兑银行 paying bank 付款银行 associate banker of collection 代收银行
consigned banker of collection 委托银行 clearing bank 清算银行 local bank 本地银行 domestic bank 国内银行 overseas bank 国外银行 unincorporated bank 钱庄 branch bank 银行分行 trustee savings bank 信托储蓄银行 trust company 信托公司 financial trust 金融信托公司 unit trust 信托投资公司 trust institution 银行的信托部 credit department 银行的信用部 commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所 credit union 合作银行 credit bureau 商业兴信所 self-service bank 无人银行 land bank 土地银行 construction bank 建设银行 industrial and commercial bank 工商银行 bank of communications 交通银行
account number 帐号 depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机to deposit 存款 deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背书人 to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付cheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票cheque stub, counterfoil 票根
cash cheque 现金支票 traveler's cheque 旅行支票 cheque for transfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 Bandar's note 庄票，银票 banker 银行家 president 行长 savings bank 储蓄银行 Chase Bank 大通银行 Citibank花旗银行 Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行 central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行 member bank, credit bank 储蓄信贷银行 discount bank 贴现银行 exchange bank 汇兑银行 requesting bank 委托开证银行 issuing bank, opening bank 开证银行 advising bank, notifying bank 通知银行 negotiation bank 议付银行 confirming bank 保兑银行 paying bank 付款银行 associate banker of collection 代收银行
国内外各大银行中英文对照 国内银行 中国银联：China UnionPay 中国银行：BOC（Bank of China） 中国工商银行：ICBC（Industrial&Commercial Bank of China）中国农业银行：ABOC（Agricultural Bank of China） 中国建设银行；CCB（China Construction Bank） 中国招商银行：CMB（China Merchants Bank） 中国光大银行：CEB（China Everbright Bank） 中国民生银行：CMBC（China Minsheng Banking Corp.Ltd.） 中国进出口银行：EXIMBC(The Import-Export Bank of China) 中信实业银行：CITIC Industrial Bank 福建兴业银行：CIB（China Industrial Bank Co.,Ltd.） 交通银行：Bank of Communications 华夏银行：Huaxia Bank 深圳发展银行：Shenzhen Development Bank 上海浦东发展银行：Shanghai Pudong Development Bank 广东发展银行：Guangdong Development Bank 国家开发银行：China Development Bank
商业银行：Commercial Bank 世界100家著名大银行 1.Citibank花旗银行（美国） 2.Dai-Ichi Kangyo Bank第一劝业银行（日本） 3.Fuji Bank富士银行（日本） 4.Sumitomo Bank住友银行（日本） 5.Mitsubishi Bank三菱银行（日本） 6.Banque Nationalede Pairs巴黎国民银行（法国） 7.Sanwa Bank三和银行（日本） 8.Credit Agricole农业信贷银行（法国） 9.Bank of America美洲银行（美国） 10.Credit Lyonnais里昂信贷银行（法国） 11.Norinchukin Bank农业储金银行（日本） 12.National Westminster国民西敏士银行（英国） 13.Industrial Bank of Japan日本兴业银行（日本） 14.Societe Generale兴业银行（法国） 15.Deutsche Bank德意志银行（德国） 16.Barclays Bank巴克莱银行（英国） 17.Tokai Bank东海银行（日本） 18.Mitsui Bank三井银行（日本）